Manhattan Equipment Financing

Business Equipment Loans in Manhattan, NY

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Manhattan, NY, provide the support your business needs to thrive. Whether you’re expanding production or opening a new location, we’re here to help you achieve liftoff without turbulence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in New York

Not Just Manhattan Equipment Loans

StartCap offers a variety of loan solutions to meet the unique needs of your business. Whether you’re looking for a secured loan or a line of credit, we’re here to help you achieve your financial goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Manhattan or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

New York County

Find Business Equipment Loans
Near Manhattan, NY

Whether you're in Manhattan or a neighboring city, our equipment loans are designed to help your business expand. We offer flexible solutions that cater to businesses of all sizes and industries. From New York to Fort Lee and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Manhattan that offer equipment loans?

Manhattan's dynamic business ecosystem offers numerous equipment financing options for local start-ups seeking specialized machinery investments. The city's financial infrastructure provides multiple channels for securing business equipment loans across diverse industries ranging from technology to manufacturing.

Here are a few local suggestions:
  • Chase Bank at Wall Street & Broad Street
  • TD Bank at Park Avenue & 52nd Street
  • Wells Fargo at Broadway & Chambers Street
  • Signature Bank at Madison Avenue & 57th Street
  • First Republic Bank at Park Avenue & 40th Street
  • Capital One at Fifth Avenue & 23rd Street

Local founders frequently discover that equipment financing requires strategic planning and comprehensive documentation. StartCap represents one potential resource for businesses exploring funding alternatives, particularly for those seeking customized lending solutions tailored to specific operational requirements in New York's competitive commercial landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Manhattan, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Manhattan, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Manhattan, NY spans diverse industries, covering essential machinery for restaurant kitchens, construction sites, agricultural operations, and professional services. Local business owners can secure loans for commercial ovens, excavators, tractors, medical diagnostic tools, printing presses, woodworking machinery, and technology infrastructure.

Small business financing through lenders like StartCap offers flexible solutions for New York-based founders seeking critical equipment investments. Whether you're outfitting a Manhattan restaurant kitchen or upgrading construction fleet vehicles, strategic equipment loans provide opportunities for growth without depleting operational capital reserves.

Elevate Yourself

Get Pre-Approved