Monona Small Business Administration

SBA Loans in Monona, WI

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Empower your small business with SBA loans in Monona, WI from StartCap. Flexible terms and expert assistance make financing your dreams simple. Let’s work together to fuel your success today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Wisconsin's Small Business Launchpad

We're More Than Monona SBA Loans

StartCap delivers the financial support businesses in Dane County need to achieve their goals. Our flexible options are designed to empower entrepreneurs, offering the resources to help your business grow and thrive in any market.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Monona or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Dane County

Find SBA Loans Near Monona, WI

Entrepreneurs in Monona and surrounding areas can rely on financial solutions that help them grow. Our tailored support is designed to meet your needs and help you reach your full potential. From Madison to Stoughton and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Monona that can help with SBA loans?

Monona, WI harbors a dynamic business ecosystem where local founders seek strategic financial resources for growth. Small business owners investigating SBA loan opportunities find multiple pathways through regional financial institutions supporting diverse commercial ventures across Dane County.

Here are a few local suggestions:
  • Summit Credit Union at W Broadway & Monona Drive
  • Madison Community Bank at Monona Drive & Broadway
  • Bank of Wisconsin at East Washington Avenue
  • First National Bank at Monona Business Park
  • Great River Bank at Winnebago Street
  • Community Banking Partnership near Monona City Hall

SBA loans in Wisconsin range from equipment financing to working capital programs, offering new business owners critical support for startup infrastructure and operational expansion. Local lenders understand regional economic dynamics and provide tailored solutions matching Monona's entrepreneurial landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Monona, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Monona, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Monona, Wisconsin, seeking SBA loans often include local retail shops, service-based companies, and professional services near Lake Monona. Qualifying businesses span various sectors like restaurants, construction firms, plumbing contractors, and technology startups in Dane County's dynamic economic environment.

Loan eligibility depends on factors such as business size, operational history, and financial performance. Local founders in WI can access different SBA loan programs, including 7(a), 504, and microloans, tailored to support small enterprises in Monona's competitive business landscape.

Elevate Yourself

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