SBA Loans in Lake Shore, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Lake Shore, MD from StartCap are a smart choice for small businesses. Flexible terms and dedicated support ensure your funding needs are met. Propel your business forward with our trusted solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lake Shore SBA Loans
StartCap offers businesses in Anne Arundel County customized financial solutions to help them achieve their growth goals. Whether you need support for expansion, innovation, or managing cash flow, we provide the resources to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lake Shore or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lake Shore, MD
Entrepreneurs in Lake Shore and nearby locations can benefit from financial solutions that are crafted to help them thrive. Our flexible options provide the necessary support for growth. From Severna Park to Ferndale and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lake Shore, MD blossoms with entrepreneurial spirit alongside the picturesque Chesapeake Bay coastline. Small business founders seeking financial support have multiple options for securing SBA loans through local financial institutions specializing in regional economic development.
Here are a few local suggestions:- PNC Bank at Ritchie Highway & Duvall Highway
- M&T Bank at Eastern Avenue & Sollers Point Road
- Sandy Spring Bank at Belair Road & Old Eastern Avenue
- First Mariner Bank at Merritt Boulevard & Sollers Point Road
- Harbor Bank at Dundalk Avenue & North Point Boulevard
- Tower Federal Credit Union at Wise Avenue & North Point Boulevard
SBA loan programs, including 7(a), 504, and microloans, provide critical funding for equipment purchases, working capital, real estate acquisitions, and business expansion. Local start-ups in Maryland can leverage these financial resources to transform innovative concepts into sustainable business models.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lake Shore, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lake Shore, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Garrett County's Lake Shore district seeking SBA loan opportunities span diverse sectors, including service-based operations like plumbing contractors, electrical repair services, and HVAC maintenance companies. Local restaurants, retail shops, and professional services frequently qualify for these financial support programs.
Maryland-based businesses meeting SBA criteria typically include landscaping enterprises, construction firms, professional consulting agencies, and technology startups operating within Lake Shore's economic boundaries. Qualifying businesses must demonstrate stable revenue, strong credit histories, and potential for sustainable growth in the region's competitive market environment.
