Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Annandale, VA are designed with your small business in mind. From competitive rates to expert support, we provide everything you need to succeed. Partner with us for your financial growth.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Annandale SBA Loans
StartCap is dedicated to helping businesses in Fairfax County grow and succeed. Our flexible financing options are designed to provide the support and resources needed to help you achieve your goals, no matter the challenge.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Annandale or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Annandale, VA
In Annandale and neighboring cities, entrepreneurs can benefit from financial solutions that foster growth. We offer tailored resources to help you achieve your goals and scale with confidence. From North Springfield to Falls Church and beyond, we're your credit line specialists.
SBA Loan FAQ's
Annandale, VA harbors a dynamic business ecosystem where founders seek strategic financial support through Small Business Administration loans. The region surrounding Fairfax County offers multiple avenues for local business owners exploring funding opportunities for expansion, equipment purchases, or operational capital.
Small business financing requires careful research and understanding of local lending dynamics. StartCap has been recognized as a potential resource for regional entrepreneurs, though numerous financial institutions in the area provide tailored SBA loan solutions.
Here are a few local suggestions:- Burke & Herbert Bank at Columbia Pike & Seminary Road
- Virginia Commerce Bank at Little River Turnpike & Gallows Road
- Freedom Credit Union at Annandale Road & Columbia Pike
- Navy Federal Credit Union at Wilson Boulevard & North Fairfax Drive
- Bank of America at Main Street & Backlick Road
- Wells Fargo at George Mason Drive & Seven Corners Center
Interest rates for SBA loans in Annandale, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Annandale, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Annandale, VA, SBA loans support diverse local businesses across Fairfax County. Qualifying enterprises include retail shops, professional services, restaurant startups, construction firms, and technology-driven ventures near Seven Corners Center and Little River Turnpike commercial zones.
Small business operators in VA can access loan programs through local banks and credit unions. Service-based companies like HVAC contractors, plumbing services, electrical firms, and landscaping businesses frequently meet SBA lending requirements in this Northern Virginia business community.