Mahtomedi Small Business Administration

SBA Loans in Mahtomedi, MN

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Empower your business with SBA loans in Mahtomedi, MN through StartCap. Our expert team ensures a smooth process, helping you secure funding to fuel your goals. Take the first step toward success with our trusted solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Minnesota's Small Business Launchpad

We're More Than Mahtomedi SBA Loans

StartCap’s financing solutions are designed to help businesses in Washington County grow and succeed. We offer personalized funding options that allow you to scale, innovate, and manage cash flow, all with the support you need.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Mahtomedi or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Washington County

Find SBA Loans Near Mahtomedi, MN

In Mahtomedi and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From White Bear Lake to Lino Lakes and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Mahtomedi that can help with SBA loans?

Mahtomedi, MN sits quietly near White Bear Lake, offering local business owners strategic financing opportunities for growth. Small enterprises seeking SBA loan support discover multiple resources throughout Washington County's economic ecosystem. Regional financial institutions understand the nuanced needs of small business development in this suburban Twin Cities community.

Here are a few local suggestions:
  • Somerby Bank at Highway 61 & County Road E
  • White Bear Lake Credit Union at Highway 4 & Lake Avenue
  • Washington County Bank at 4th Street & Olinda Trail
  • First National Bank of St. Paul at County Road J & Lake Boulevard

SBA loan programs like 7(a), 504, and microloans provide critical capital for local start-ups seeking equipment purchases, working capital, or real estate investments. Founders navigating business expansion can leverage these tailored financing solutions designed to support emerging enterprises across Minnesota's dynamic business landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Mahtomedi, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Mahtomedi, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Mahtomedi, MN can access SBA loans through various local qualifying criteria. Retail shops, restaurants, service-based businesses like plumbing contractors, and professional services near Washington County often meet initial requirements for funding support.

Commercial enterprises in the greater Twin Cities metro area, including automotive repair shops, construction firms, and technology startups, frequently secure Small Business Administration loan opportunities. Local businesses demonstrating financial stability and growth potential near White Bear Lake typically receive favorable consideration.

Elevate Yourself

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