SBA Loans in Saint Paul, MN
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Take advantage of SBA loans in Saint Paul, MN to fuel your business’s growth. StartCap delivers flexible financing and personalized support, ensuring your funding needs are met with ease. Propel your business forward with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Saint Paul SBA Loans
StartCap helps businesses in Ramsey County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Saint Paul or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Saint Paul, MN
For entrepreneurs in Saint Paul and nearby cities, personalized financial solutions are available to help you succeed. Our flexible support is designed to meet your unique business needs. From West Saint Paul to North Saint Paul and beyond, we're your credit line specialists.
SBA Loan FAQ's
Saint Paul, MN harbors a dynamic business ecosystem where founders seek strategic financial support through Small Business Administration (SBA) loans. The Mississippi River capital offers compelling opportunities for local start-ups looking to secure economic growth funding across various industries.
Here are a few local suggestions:- US Bank at Robert Street & 5th Avenue
- Ramsey National Bank at Marshall Avenue & Snelling
- First National Bank of Saint Paul at Grand Avenue & Victoria
- Sunrise Credit Union at University Avenue & Prior Avenue
- Wells Fargo at West 7th Street & Randolph Avenue
- Minnesota Business Bank at Grand Avenue & Fairview
Local financial institutions understand the intricate needs of Minnesota business owners seeking SBA loan programs like 7(a), 504, and microloans. These funding options support equipment purchases, working capital, real estate acquisitions, and business expansion across Ramsey County's diverse commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Saint Paul, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Saint Paul, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Saint Paul, MN qualify for SBA loans across diverse sectors, including professional services, manufacturing, and retail establishments. Local startups in Ramsey County often benefit from Small Business Administration funding for expansion and operational needs.
Service-based enterprises like plumbing contractors, HVAC specialists, electricians, and landscaping companies frequently secure SBA loan support. Minnesota's economic development programs further assist new business owners in securing financial resources for growth and infrastructure investments.
