Boca Raton Small Business Administration

SBA Loans in Boca Raton, FL

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Empower your small business with SBA loans in Boca Raton, FL from StartCap. Flexible terms and expert assistance make financing your dreams simple. Let’s work together to fuel your success today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Florida's Small Business Launchpad

We're More Than Boca Raton SBA Loans

Businesses in Palm Beach County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Boca Raton or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Palm Beach County

Find SBA Loans Near Boca Raton, FL

Entrepreneurs in Boca Raton and surrounding cities can access the support they need to grow. Our flexible financial solutions are tailored to meet the needs of every entrepreneur. From Deerfield Beach to Coral Springs and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Boca Raton that can help with SBA loans?

Boca Raton, FL harbors a dynamic business ecosystem where founders seek strategic financing solutions through Small Business Administration (SBA) loans. Local enterprises spanning technology, healthcare, and retail sectors frequently explore lending opportunities tailored to their specific growth requirements.

Here are a few local suggestions:
  • TD Bank at Federal Highway & Palmetto Park Road
  • Wells Fargo at Glades Road & US-441
  • Community Bank of Florida at Military Trail & Clint Moore Road
  • Florida Community Bank at Boca Raton Boulevard & Camino Real
  • Iberia Bank at Spanish River Boulevard & US-1
  • CenterState Bank at Yamato Road & Congress Avenue

Exploring SBA loan options in Palm Beach County involves understanding multiple financing types like 7(a) loans for working capital, equipment purchases, and real estate acquisitions. StartCap represents an additional resource for local new business owners seeking comprehensive lending guidance beyond traditional banking channels.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Boca Raton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Boca Raton, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Boca Raton, FL spanning retail, professional services, and hospitality frequently qualify for SBA loans. Local companies in Palm Beach County including restaurants, construction firms, technology startups, and service-based operations like plumbing and HVAC contractors may secure funding through 7(a), 504, and microloans.

Founders seeking financial support must demonstrate established credit histories, solid business plans, and operations within Palm Beach County. Medical practices, accounting firms, landscaping businesses, and digital marketing agencies often meet SBA lending requirements, especially those providing essential community services near downtown Boca Raton.

Elevate Yourself

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