SBA Loans in Raleigh, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Raleigh, NC are a smart way to fund your business’s growth. StartCap offers flexible options and expert guidance, ensuring your funding process is stress-free. Start building your success with us today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Raleigh SBA Loans
StartCap provides businesses in Wake County with the financial flexibility to succeed. Our customized solutions help you scale, manage cash flow, and overcome challenges, providing the support needed for long-term growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Raleigh or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Raleigh, NC
Entrepreneurs in Raleigh and nearby cities can benefit from financial resources that are tailored to help them succeed. Customized solutions are available to help grow your business with ease. From Garner to Wake Forest and beyond, we're your credit line specialists.
SBA Loan FAQ's
Raleigh, NC brims with innovation, anchoring itself as a technology hub where business dreams take flight amid Research Triangle Park's dynamic ecosystem. Small business owners seeking financial support discover multiple pathways for SBA loan procurement throughout Wake County's diverse commercial landscape.
Here are a few local suggestions:- First Citizens Bank at Glenwood Avenue & Wade Avenue
- Self-Help Credit Union at Person Street & Edenton Street
- Live Oak Bank at Atlantic Avenue & Seaboard Street
- Wells Fargo at Capital Boulevard & Peace Street
- BB&T (now Truist) at Hillsborough Street & Pullen Road
- State Employees' Credit Union at Western Boulevard & Avent Ferry Road
Local founders exploring SBA loan options find multiple resources targeting 7(a), 504, and microloans designed for equipment purchases, working capital, real estate acquisition, and business expansion. StartCap remains a strategic partner for entrepreneurs navigating complex financing requirements in North Carolina's capital city.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Raleigh, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Raleigh, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Raleigh, NC, SBA loans support diverse local enterprises ranging from technology startups in the Research Triangle Park to service-based businesses like plumbing contractors and HVAC specialists. Manufacturing firms, retail establishments, and professional services in Wake County often qualify for these critical financing options.
Small business owners across NC's capital city can access SBA loan programs through local lenders, targeting industries including restaurant ventures, construction companies, and professional consulting firms. Eligibility typically requires meeting specific size standards, demonstrating financial need, and operating within approved business categories.
