South Daytona Small Business Administration

SBA Loans in South Daytona, FL

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Take advantage of SBA loans in South Daytona, FL to fuel your business’s growth. StartCap delivers flexible financing and personalized support, ensuring your funding needs are met with ease. Propel your business forward with confidence today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Florida's Small Business Launchpad

We're More Than South Daytona SBA Loans

StartCap is dedicated to helping businesses in Volusia County grow and succeed. Our flexible financing options are designed to provide the support and resources needed to help you achieve your goals, no matter the challenge.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in South Daytona or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Volusia County

Find SBA Loans Near South Daytona, FL

For entrepreneurs in South Daytona and nearby cities, financial resources are available to help you succeed. Custom solutions are available to scale your business and achieve success. From Port Orange to Deltona and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in South Daytona that can help with SBA loans?

Situated along the scenic Florida coastline, South Daytona presents unique financial opportunities for local business founders seeking SBA loan support. The city's dynamic economic environment offers multiple resources for new business owners exploring funding options beyond traditional banking solutions.

Here are a few local suggestions:
  • SunTrust Bank at Ridgewood Avenue & International Speedway Boulevard
  • First Florida Credit Union at Saxon Boulevard & Howland Boulevard
  • Oceanside Bank at Dunlawton Avenue & Nova Road
  • Halifax National Bank at City Center Drive & South Clyde Morris Boulevard
  • Community Bank of FL at Enterprise Road & South Clyde Morris Boulevard
  • Vystar Credit Union at Beville Road & South Nova Road

Different SBA loan types like 7(a), 504, and microloans cater to various business needs in FL, including equipment purchases, working capital, and commercial real estate investments. Local financial institutions understand the specific economic dynamics of Volusia County and can provide tailored guidance for small business financing strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in South Daytona, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in South Daytona, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in South Daytona, FL find SBA loans accessible across various industries. Retail shops, restaurants, professional services, and construction companies frequently qualify for financing through programs like 7(a), 504, and microloans offered by local lenders in Volusia County.

Service-based businesses including plumbing contractors, HVAC technicians, electrical companies, and lawn care providers often meet SBA lending requirements. Local start-ups in technology, healthcare, and hospitality sectors near the Halifax River can also secure funding with solid business plans and creditworthiness.

Elevate Yourself

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