SBA Loans in Ormond Beach, FL
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Ormond Beach, FL are designed with your small business in mind. From competitive rates to expert support, we provide everything you need to succeed. Partner with us for your financial growth.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Ormond Beach SBA Loans
StartCap is dedicated to helping businesses in Volusia County grow and succeed. Our flexible financing options are designed to provide the support and resources needed to help you achieve your goals, no matter the challenge.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Ormond Beach or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Ormond Beach, FL
For entrepreneurs in Ormond Beach and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Holly Hill to Orange City and beyond, we're your credit line specialists.
SBA Loan FAQ's
Ormond Beach, FL harbors a thriving small business ecosystem along the Halifax River, offering promising opportunities for founders seeking financial support through Small Business Administration (SBA) loans. Local business owners exploring funding options can discover multiple lending pathways tailored to their specific growth strategies and capital requirements.
Here are a few local suggestions:- SunTrust Bank at Granada Boulevard & Nova Road
- Wells Fargo at Williamson Boulevard & Granada Boulevard
- Vystar Credit Union at Hand Avenue & Nova Road
- Ormond Beach Community Bank at Granada Boulevard & Tomoka Avenue
- TD Bank at Williamson Boulevard & Granada Boulevard
- First Florida Credit Union at Airport Road & Nova Road
SBA loan programs like 7(a), 504, and microloans provide diverse financing solutions for equipment purchases, real estate acquisitions, working capital, and business expansion. Founders in Volusia County can leverage these flexible funding options to transform entrepreneurial visions into sustainable commercial realities.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Ormond Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Ormond Beach, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Volusia County's Ormond Beach often qualify for SBA loans across diverse sectors. Local service providers like HVAC contractors, plumbing companies, landscaping services, and electricians frequently meet federal lending requirements for financial assistance.
Retail establishments, professional services, hospitality ventures, and manufacturing firms near the Halifax Historical Museum can access Small Business Administration financing. Startup founders in FL seeking capital for expansion or equipment purchases may find tailored loan programs supporting their economic growth strategies.
