SBA Loans in Palm Coast, FL
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Palm Coast, FL for small business owners. We offer flexible options and expert support to help your business grow. Trust us to provide the funding you need to succeed.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Palm Coast SBA Loans
StartCap delivers financial support to businesses in Flagler County with options that help you grow and succeed. Our solutions are designed to be flexible and adaptable, helping you achieve your goals and tackle any challenges that arise.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Palm Coast or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Palm Coast, FL
For entrepreneurs in Palm Coast and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Saint Augustine Shores to Port Orange and beyond, we're your credit line specialists.
SBA Loan FAQ's
Palm Coast harbors a dynamic business ecosystem along the FL coast, with numerous founders seeking strategic financing for their ventures. Small business owners explore multiple avenues for SBA loan opportunities through local financial institutions positioned strategically across Flagler County's commercial districts.
Here are a few local suggestions:- Wells Fargo at Palm Coast Parkway & Town Center Boulevard
- Florida Credit Union at Palm Coast Marketplace
- Vystar Credit Union at Palm Coast Plaza
- Regions Bank at European Village
- SunTrust Bank at Belle Terre Parkway
- Bank of America at Palm Coast Corporate Park
SBA loans offer critical financial resources for local start-ups, covering equipment purchases, working capital, real estate acquisitions, and expansion initiatives. Founders can access various loan programs like 7(a), 504, and microloans tailored to specific business growth requirements in the Palm Coast commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Palm Coast, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Palm Coast, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Palm Coast, FL, small business owners can access SBA loans for various industries. Qualifying businesses include service providers like plumbing contractors, HVAC specialists, electrical companies, and lawn care services operating within Flagler County's dynamic economic ecosystem.
Retail shops, professional consulting firms, healthcare practices, and local restaurants near European Village also meet SBA loan criteria. Founders in manufacturing, construction, and technology sectors frequently secure funding through targeted Small Business Administration lending programs in this coastal Florida community.
