SBA Loans in Durham, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Durham, CA are designed to empower your small business. At StartCap, we offer competitive terms and hassle-free applications, helping you focus on what matters most—growing your business. Start your journey to success now.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Durham SBA Loans
StartCap is dedicated to helping businesses in Butte County grow and succeed. Our flexible financing options are designed to provide the support and resources needed to help you achieve your goals, no matter the challenge.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Durham or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Durham, CA
Entrepreneurs in Durham and surrounding areas can access tailored financial solutions to help them grow their businesses. Our tools are designed to meet the unique needs of every entrepreneur. From Chico to Willows and beyond, we're your credit line specialists.
SBA Loan FAQ's
Durham's agricultural heritage intertwines with a dynamic small business ecosystem, creating fertile ground for local founders seeking financial support through Small Business Administration (SBA) loans in CA. Small business owners exploring funding options find Durham's economic landscape offers strategic opportunities for growth and development.
Here are a few local suggestions:- Wells Fargo at Main Street & Midway Lane
- North State Bank at Highway 99 & Durham-Dayton Highway
- Northern California Credit Union at Bidwell Street & Park Avenue
- Community First Bank at Butte House Road & Highway 149
SBA loan programs like 7(a), 504, and microloans provide critical financial resources for purchasing equipment, refinancing debt, or expanding commercial operations. Local start-ups in Durham can leverage these flexible funding mechanisms to transform business aspirations into tangible economic achievements with strategic financial planning.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Durham, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Durham, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Durham, CA accessing SBA loans typically include agricultural-related enterprises, service providers, and local retail establishments. Agriculture-focused ventures near Butte County often qualify, with farms, orchards, and agricultural support businesses receiving special consideration.
Eligible businesses range from HVAC contractors and plumbing services to local restaurants and retail shops. Professional services like accounting firms, construction companies, and technology startups in the Durham business district may also secure SBA financing through careful application processes.
