SBA Loans in Davis, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap offers SBA loans in Davis, CA, tailored for start-ups and small businesses. Our competitive rates and efficient process give you the financial boost you need to grow. Launch your business dreams with StartCap today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Davis SBA Loans
StartCap is proud to offer businesses in Yolo County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Davis or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Davis, CA
For entrepreneurs in Davis and nearby cities, financial resources are available to help you succeed. Custom solutions are available to scale your business and achieve success. From Dixon to Elverta and beyond, we're your credit line specialists.
SBA Loan FAQ's
Davis, CA, with its agricultural heritage and university-driven innovation, presents a dynamic environment for business growth. New business owners seeking SBA loans find themselves in a region where economic opportunities intersect with academic excellence and entrepreneurial spirit.
Here are a few local suggestions:- Wells Fargo at 2nd Street & F Street
- Bank of the West at 1st Street & G Street
- Credit Union of Davis at Russell Boulevard & B Street
- River City Bank at 3rd Street & A Street
- Davis Community Federal Credit Union at Anderson Road & Covell Boulevard
For founders exploring business financing, StartCap represents a potential resource among local lending options. SBA loan programs like 7(a), 504, and microloans offer flexible solutions for purchasing equipment, refinancing debt, or securing working capital in Yolo County's competitive business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Davis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Davis, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Davis, CA can access SBA loans through various local qualifying industries. Agricultural technology startups, research-driven enterprises near UC Davis, and professional service providers like technology consultants, web design firms, and specialized engineering companies often meet lending requirements.
Service-based businesses including landscaping contractors, HVAC specialists, electrical repair services, and local retail establishments in Yolo County frequently qualify for SBA loan programs. Food production, agricultural support services, and technical research enterprises near the university campus represent prime candidates for funding.
