SBA Loans in Concord, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Concord, CA are designed with your small business in mind. From competitive rates to expert support, we provide everything you need to succeed. Partner with us for your financial growth.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Concord SBA Loans
StartCap delivers flexible financial solutions to businesses in Contra Costa County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Concord or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Concord, CA
Located in Concord or a nearby city? There are financial resources available to help entrepreneurs succeed. Customized solutions are designed to support growth at every stage of the journey. From Pleasant Hill to Orinda and beyond, we're your credit line specialists.
SBA Loan FAQ's
Concord, CA sits at the heart of Contra Costa County, a dynamic business region where local founders seek financial support for their ventures. Small business owners exploring SBA loan options find multiple resources across this East Bay community, which offers diverse economic opportunities for emerging enterprises.
Here are a few local suggestions:- Wells Fargo Bank at Monument Boulevard & Clayton Road
- Bank of the West at Concord Boulevard & Willow Pass Road
- OneWest Bank at Todos Santos Plaza
- Mechanics Bank at Treat Boulevard & Gallaway Lane
Local start-ups appreciate SBA loan programs like 7(a), 504, and microloans that support equipment purchases, working capital, and commercial real estate acquisitions. Founders in Concord benefit from tailored financial solutions that address specific business growth strategies within the region's competitive economic landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Concord, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Concord, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Contra Costa County's Concord region find diverse SBA loan opportunities across multiple sectors. Local retail shops, restaurants, professional services, and manufacturing enterprises near Mount Diablo frequently qualify for financial support through Small Business Administration programs.
Service-based businesses like plumbing contractors, HVAC technicians, electrical companies, and landscaping firms operating within Concord's economic ecosystem often meet SBA lending requirements. Construction-related startups and technology-driven enterprises near downtown also represent prime candidates for government-backed financing options.
