Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Dumas, TX, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Dumas SBA Loans
StartCap offers flexible financial support to businesses in Moore County. Our solutions are designed to adapt to your needs, helping you overcome challenges, grow your operations, and succeed in today’s competitive market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Dumas or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Dumas, TX
In Dumas and nearby cities, entrepreneurs can access financial solutions designed to facilitate growth. Tailored support is available to meet your unique needs and help you succeed. From Dalhart to Tucumcari and beyond, we're your credit line specialists.
SBA Loan FAQ's
Dumas, TX sits at the crossroads of agricultural innovation and small business dynamism, offering local founders unique financing opportunities through Small Business Administration (SBA) loans. The region's economic landscape provides multiple pathways for new business owners seeking capital investments in equipment, real estate, or working capital.
Here are a few local suggestions:- First National Bank at US Highway 87 & Main Street
- Amarillo National Bank at US Highway 87 & Exchange Avenue
- Security Bank at South Dumas Avenue & US Highway 87
- Herring Bank at West 7th Street & US Highway 87
SBA loan programs like 7(a), 504, and microloans offer Texas founders flexible financing solutions with competitive interest rates and longer repayment terms. Local lenders understand Moore County's business ecosystem and can guide applicants through application processes tailored to regional economic conditions.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Dumas, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Dumas, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In the heart of Moore County, TX, local business owners in Dumas discover multiple SBA loan opportunities across various sectors. Small retailers, agricultural service providers, hospitality establishments, professional services, and manufacturing companies often qualify for financial support through different Small Business Administration programs.
Specific industries like auto repair shops, construction contractors, HVAC technicians, plumbing services, and local agricultural equipment businesses frequently benefit from SBA loan options. Founders seeking capital near the Texas Panhandle region should carefully review specific program requirements and documentation standards before applying.