Great Rates, Less Requirements & Smaller Down Payments
Empowering small businesses through SBA loans in Exeter, CA, StartCap delivers tailored solutions. With competitive rates and easy applications, we help your business soar. Let us fuel your growth journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Exeter SBA Loans
StartCap provides businesses in Tulare County with the necessary financial resources to succeed. We offer flexible options that support your business at every stage, helping you achieve your goals with ease and confidence.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Exeter or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Exeter, CA
Entrepreneurs in Exeter and nearby cities can access tailored support, providing the financial tools they need to grow their operations and succeed in the marketplace. From Farmersville to Dinuba and beyond, we're your credit line specialists.
SBA Loan FAQ's
Exeter, CA, situated in the heart of Tulare County, presents a dynamic small business ecosystem where local founders seek strategic financial support through SBA loan programs. The agricultural-rich region offers diverse opportunities for new business owners exploring funding alternatives tailored to their specific operational needs.
Here are a few local suggestions:- Central Valley Community Bank at Main Street & Pine Avenue
- Bank of the Sierra at Kern Street & Westfield Avenue
- Rabobank at Lindsay Boulevard & Tulare Street
- OneWest Bank at Visalia Road & Center Street
- California Bank of Commerce at Tulare Highway & Second Street
- Valley Strong Credit Union at East Street & Pine Avenue
Founders investigating SBA loan options might consider 7(a) loans for working capital, equipment purchases, or real estate acquisitions. Local financial institutions understand the intricacies of small business financing and can provide personalized guidance through application processes specific to California's economic landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Exeter, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Exeter, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Exeter, CA, local businesses across various sectors may qualify for SBA loans through Tulare County's economic development programs. Small enterprises including agricultural service companies, retail shops, restaurants, and professional services like landscaping and plumbing contractors often meet eligibility requirements for federal funding support.
The Small Business Administration prioritizes supporting small enterprises with strong business plans and demonstrated financial stability. Businesses operating within Exeter's agricultural-driven economy, such as farm supply stores, equipment repair services, and local food processing facilities, frequently access these critical financial resources.