Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Pasadena, CA through StartCap deliver tailored solutions for small businesses. Our competitive rates and expert advice make funding your dreams easy. Launch your business into a brighter future today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Pasadena SBA Loans
StartCap is dedicated to helping businesses in Los Angeles County reach their full potential. Our range of financial solutions is designed to provide the support and resources needed to achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Pasadena or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Pasadena, CA
For entrepreneurs in Pasadena and beyond, financial solutions are tailored to meet your needs. We offer the support necessary to help you grow and succeed in today’s competitive market. From South Pasadena to Arcadia and beyond, we're your credit line specialists.
SBA Loan FAQ's
Pasadena, CA harbors a dynamic business ecosystem with entrepreneurs seeking strategic financial support for their ventures. Small business owners exploring SBA loan opportunities find multiple resources within San Gabriel Valley's economic landscape, particularly for startup capital and expansion financing.
Here are a few local suggestions:- Farmers & Merchants Bank at Colorado Blvd & El Molino Ave
- Pacific Western Bank at Lake Ave & Green Street
- California Bank of Commerce at Marengo Ave & Colorado Blvd
- First Republic Bank at Raymond Ave & Del Mar Blvd
- East West Bank at Fair Oaks Ave & California Blvd
- Wells Fargo Bank at Lake Ave & California Blvd
SBA loan programs like 7(a), 504, and microloans provide flexible funding mechanisms for purchasing equipment, real estate, refinancing debt, or working capital. Local founders can leverage these financial tools to transform innovative concepts into sustainable business models within California's competitive commercial environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Pasadena, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Pasadena, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Pasadena, CA seeking SBA loans typically include restaurants, retail shops, professional services, and local contractors like plumbers and electricians. California's lending environment supports diverse businesses near the Rose Bowl area, targeting companies with strong local market presence.
Qualifying businesses must demonstrate financial stability, good credit, and operational history in Los Angeles County. Service-based industries such as HVAC technicians, landscaping companies, and construction firms often find SBA funding accessible through programs tailored to support economic growth in Southern California's dynamic business ecosystem.