SBA Loans in Lancaster, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Lancaster, CA are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lancaster SBA Loans
At StartCap, businesses in Los Angeles County can access a variety of financing options to support their journey. Our diverse financial solutions are designed to empower entrepreneurs and help them reach their business objectives with ease.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lancaster or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lancaster, CA
Entrepreneurs in Lancaster and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From Quartz Hill to Santa Clarita and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lancaster, CA stands out in the Antelope Valley for its aerospace innovation and small business dynamism. Local founders seeking SBA loan opportunities find a supportive economic environment with multiple financing resources tailored to regional business growth strategies.
Here are a few local suggestions:- Bank of the West at Lancaster Blvd & 10th Street West
- Wells Fargo at Avenue I & 30th Street East
- OnPoint Community Credit Union at Palm Avenue & 7th Street
- California United Bank at Rancho Vista Boulevard & Valley Central Way
- Kern Schools Federal Credit Union at Sierra Highway & Palmdale Boulevard
- Chase Bank at Lancaster Road & 45th Street East
SBA loan programs like 7(a), 504, and microloans offer California business owners critical funding for equipment purchases, working capital, real estate acquisitions, and startup expenses. Local lenders understand the unique economic landscape of northern Los Angeles County and can provide personalized financing solutions.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lancaster, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lancaster, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Lancaster, CA business owners discover diverse SBA loan opportunities across multiple sectors. Small enterprises in Antelope Valley, including service-based companies like HVAC contractors, plumbing services, and electrical installation firms, frequently qualify for these financial resources.
Manufacturing businesses, retail establishments, and professional service providers in California's aerospace-connected region often meet SBA lending criteria. Local start-ups near Edwards Air Force Base and emerging technology firms can access substantial funding through careful application processes.
