Orange Small Business Administration

SBA Loans in Orange, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap’s SBA loans in Orange, CA make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Orange SBA Loans

Businesses in Orange County can trust StartCap for flexible financial solutions tailored to their needs. We offer a range of resources designed to help you grow, innovate, and succeed in a rapidly changing marketplace.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Orange or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Orange County

Find SBA Loans Near Orange, CA

In Orange and neighboring cities, entrepreneurs can benefit from financial solutions that foster growth. We offer tailored resources to help you achieve your goals and scale with confidence. From Villa Park to Fountain Valley and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Orange that can help with SBA loans?

Orange, CA emerges as a dynamic business hub, with its rich aerospace and technology sectors creating fertile ground for local founders seeking financial support. The city's economic landscape offers diverse opportunities for new business owners looking to secure Small Business Administration (SBA) loans for growth and expansion.

Here are a few local suggestions:
  • Wells Fargo at Chapman Avenue & Main Street
  • Bank of America at City Drive South & The City Drive
  • Chase Bank at Harbor Boulevard & Chapman Avenue
  • California Bank & Trust at State College Boulevard & Katella Avenue
  • First Republic Bank at Glassell Street & Chapman Avenue
  • Irvine National Bank at Jamboree Road & MacArthur Boulevard

SBA loans in Orange, California provide critical funding for multiple business needs, including equipment purchases, working capital, real estate acquisition, and refinancing existing debt. Local lenders understand the unique challenges faced by regional founders and offer tailored financial solutions to support sustainable business development.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Orange, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Orange, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Orange, CA find SBA loans accessible across various industries. Local restaurants, retail shops, service professionals like plumbers and HVAC technicians, and professional services near the Orange Circle often qualify for funding through the Small Business Administration's programs.

Qualifying businesses typically include established companies with strong credit profiles operating near Chapman University. Manufacturing firms, construction contractors, and technology startups in Orange County's dynamic business ecosystem frequently meet SBA lending requirements for working capital and equipment financing.

Elevate Yourself

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