SBA Loans in Galveston, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Galveston, TX make funding easy for small businesses. Our competitive rates and tailored support simplify your journey to success. Achieve your goals with a trusted partner by your side.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Galveston SBA Loans
Businesses in Galveston County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Galveston or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Galveston, TX
In Galveston and nearby cities, entrepreneurs can access the resources they need to grow their ventures. Our solutions are designed to provide both flexibility and long-term success. From Texas City to Alvin and beyond, we're your credit line specialists.
SBA Loan FAQ's
Galveston's maritime heritage and coastal business environment create a dynamic ecosystem for founders seeking financial support. Local businesses near the historic Strand District often require specialized funding solutions for growth and operational expansion in TX's unique economic landscape.
Here are a few local suggestions:- Moody National Bank at Strand Street & 25th Street
- Gulf Coast Federal Credit Union at Broadway & 61st Street
- Mainland Bank at I-45 & League City Parkway
- Galveston Island Federal Credit Union at Seawall Boulevard & 61st Street
Small business owners investigating SBA loan options have multiple resources across Galveston County. These loans typically cover working capital, equipment purchases, real estate acquisitions, and refinancing existing business debt, providing critical financial support for local start-ups and established enterprises.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Galveston, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Galveston, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Galveston, TX can access SBA loans through various qualifying industries. Local establishments like retail shops, restaurants, marine services, tourism-related businesses, and professional service providers in Galveston County frequently meet loan requirements.
Service-based enterprises including plumbing contractors, electrical companies, HVAC specialists, and hospitality businesses near the historic Strand District often qualify. Startup founders in maritime, fishing, and coastal tourism sectors typically find SBA lending programs supportive for their Galveston-based operations.
