SBA Loans in Loomis, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Loomis, CA are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Loomis SBA Loans
For businesses in Placer County, StartCap provides customized financial support to help you achieve your goals. From growth to innovation, we offer solutions designed to fuel your business’s success and long-term sustainability.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Loomis or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Loomis, CA
Entrepreneurs in Loomis and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Rocklin to El Dorado Hills and beyond, we're your credit line specialists.
SBA Loan FAQ's
Loomis, CA, a charming agricultural hub in Placer County, offers a supportive environment for business growth. Local founders seeking financial resources for expansion often explore Small Business Administration (SBA) loan opportunities through community banks and credit unions strategically positioned across the region.
Here are a few local suggestions:- Placer County Bank at Sierra College Blvd & King Road
- Golden 1 Credit Union at Horseshoe Bar Road & Taylor Road
- First Northern Bank at Beermann Plaza Drive
- Bank of the West at Brace Road & Laird Road
- Farmers & Merchants Bank at Douglas Boulevard
- OneWest Bank at Folsom Road & Blue Ravine Road
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, real estate acquisition, working capital, and operational expenses. StartCap represents another potential financing resource for new business owners seeking specialized lending solutions tailored to their specific growth objectives.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Loomis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Loomis, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Placer County's Loomis, small businesses across various sectors like agriculture, retail, service industries, and professional services may qualify for SBA loans. Local agricultural operations, specialty food producers, and home-based businesses near Interstate 80 often meet standard lending requirements.
Specific qualifying enterprises include landscaping companies, construction firms, HVAC contractors, electrical services, and local restaurants serving the greater Auburn-Loomis corridor. Founders seeking financial support must demonstrate solid business plans and meet credit score benchmarks established by lending institutions.
