SBA Loans in Schertz, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Schertz, TX from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Schertz SBA Loans
StartCap is dedicated to helping businesses in Guadalupe County reach their full potential. Our range of financial solutions is designed to provide the support and resources needed to achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Schertz or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Schertz, TX
Entrepreneurs in Schertz and surrounding cities can access the support they need to grow. Our flexible financial solutions are tailored to meet the needs of every entrepreneur. From Universal City to San Antonio and beyond, we're your credit line specialists.
SBA Loan FAQ's
Schertz, TX thrives with a dynamic business ecosystem along the Interstate 35 corridor, attracting innovative founders seeking financial support for their ventures. Local business owners exploring Small Business Administration (SBA) loan opportunities find themselves navigating a competitive yet supportive financial landscape.
Here are a few local suggestions:- Randolph Brooks Federal Credit Union at Pat Booker Road & FM 3009
- First National Bank of Schertz at FM 78 & Schertz Parkway
- USAA Bank Near Rolling Oaks Mall
- Generations Bank at Schertz Main Street
- Security State Bank at Interstate 35 Corridor
- New Braunfels Bank at Stone Oak Parkway
StartCap provides comprehensive SBA loan guidance, helping new business owners understand 7(a), 504, and microloans designed for equipment purchases, real estate acquisitions, working capital, and expansion strategies specific to TX small businesses.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Schertz, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Schertz, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Schertz, TX operating within specific sectors like professional services, retail, construction, and technology frequently qualify for SBA loans. Local founders near Guadalupe County can access funding through programs targeting established companies with strong financial histories.
Service-based businesses including plumbing contractors, HVAC specialists, electrical companies, and landscaping enterprises often meet SBA loan requirements in TX. Startups with solid business plans and creditworthiness positioned near Interstate 35 have excellent opportunities for financial support through federal loan programs.
