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Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Seguin, TX, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
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Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
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Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
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Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Seguin SBA Loans
StartCap provides businesses in Guadalupe County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.
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From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
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Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
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Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
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Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
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+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Seguin or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Seguin, TX
Entrepreneurs in Seguin and nearby cities can access tailored support, providing the financial tools they need to grow their operations and succeed in the marketplace. From New Braunfels to Windcrest and beyond, we're your credit line specialists.
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SBA Loan FAQ's
Seguin, TX thrives with a dynamic small business ecosystem anchored by the historic downtown and proximity to San Antonio's economic growth. Local founders seeking SBA loan options find multiple resources supporting their business development strategies in Guadalupe County's entrepreneurial landscape.
Small business owners require strategic financial partnerships to transform innovative concepts into sustainable enterprises. Understanding specific loan programs like 7(a), 504, and microloans becomes crucial for new business owners targeting expansion or initial startup capital.
Here are a few local suggestions:- Guadalupe Valley Bank at Kingsbury Street & Austin Street
- First Financial Bank at Highway 123 & Highway 46
- Frost Bank at Main Street & Camp Street
- RBFCU at Interstate 10 & Highway 90
- Community Bank at Highway 123 & Highway 80
- Seguin State Bank at Highway 46 & Center Street
Interest rates for SBA loans in Seguin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Seguin, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Seguin, TX spanning various sectors like retail, hospitality, service industries, and professional services can potentially qualify for SBA loans. Local establishments near the Guadalupe County courthouse district often meet eligibility requirements for funding support through Small Business Administration programs.
Manufacturing companies, construction firms, agricultural support businesses, and professional service providers like plumbers, electricians, and HVAC technicians operating within TX frequently access SBA loan opportunities. Founders in Seguin seeking financial resources should review specific program guidelines and documentation requirements for comprehensive loan qualification.