Universal City Small Business Administration

SBA Loans in Universal City, TX

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Empower your small business with SBA loans in Universal City, TX from StartCap. Flexible terms and expert assistance make financing your dreams simple. Let’s work together to fuel your success today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Texas's Small Business Launchpad

We're More Than Universal City SBA Loans

At StartCap, businesses in Bexar County can access a variety of financing options to support their journey. Our diverse financial solutions are designed to empower entrepreneurs and help them reach their business objectives with ease.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Universal City or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Bexar County

Find SBA Loans Near Universal City, TX

For entrepreneurs in Universal City and beyond, the path to success is made easier with flexible financing solutions. Tailored resources are available to meet your specific needs and drive growth. From Schertz to San Antonio and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Universal City that can help with SBA loans?

Universal City, TX sits near San Antonio, anchoring a dynamic business corridor with aerospace and military industry influences. Local founders seeking financial support for growth often investigate Small Business Administration (SBA) loan opportunities tailored to regional economic needs.

Here are a few local suggestions:
  • RBFCU at Pat Booker Road & IH-35
  • Frost Bank at Pat Booker Road & Universal City Boulevard
  • First Financial Bank at Meadow Village Drive
  • Texas State Bank at Kitty Hawk Road
  • USAA Credit Union at IH-35 Frontage Road
  • Security Service Federal Credit Union at Pat Booker Road

SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, real estate acquisitions, working capital, and startup expenses. Business owners in Universal City can explore multiple financing strategies to support their growth objectives and regional economic development.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Universal City, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Universal City, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Universal City, TX, near San Antonio, local businesses spanning retail, hospitality, service industries, and professional sectors may qualify for Small Business Administration (SBA) loans. Plumbing contractors, HVAC technicians, restaurant owners, and retail shops serving Bexar County represent prime candidates for financial support.

Small business founders in Universal City can access SBA loan programs like 7(a), 504, and microloans depending on their specific enterprise type, revenue, and operational history. Local startups in construction, technology services, automotive repair, and professional consulting frequently meet SBA lending criteria.

Elevate Yourself

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