Hard Money Loans in Portland, ME
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
For real estate investors in Portland, ME, StartCap offers hard money loans that provide fast access to capital. Whether you’re working on a residential project or a commercial real estate deal, we have the financing solutions to help you succeed.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Portland Hard Money Loans
StartCap is dedicated to helping businesses in Cumberland County succeed with unsecured funding and personalized financial products. Our flexible loan options are designed to provide the capital you need to grow and scale your business.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Portland or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Portland, ME
StartCap helps businesses in Portland and nearby cities with quick and reliable hard money loans. Whether you need capital for a new project or an expansion, we’re here to provide the funding solutions you need to grow and succeed. Check out the cities we serve. From South Portland to Kennebunk and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in Portland, ME requires strategic research across Cumberland County's diverse lending ecosystem. Local private investors, real estate financing specialists, and alternative lending platforms serve property developers and real estate investors seeking rapid capital for residential or commercial acquisitions.
Local mortgage brokers, private lending networks, and specialized real estate investment groups often provide hard money solutions for Maine's dynamic property market. While specific lender availability fluctuates, startups and established businesses in Portland frequently access funding through targeted professional connections and specialized financial services.
Interest rates for hard money loans in Portland typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Portland's real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From charming Old Port historic homes to waterfront condos along Casco Bay, investors find flexible financing solutions for quick property acquisitions and renovations.
Commercial real estate in Cumberland County attracts hard money lending for development projects, including multi-unit apartment complexes, retail spaces near downtown, warehouse conversions, and mixed-use properties. Local founders and property investors leverage these alternative funding strategies for rapid real estate transactions.
