Hard Money Loans in Berkeley, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in Berkeley, CA to real estate investors looking for fast and flexible financing. Whether you’re flipping houses or investing in commercial properties, we offer quick approval and capital to help you succeed.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Berkeley Hard Money Loans
Businesses in Alameda County can count on StartCap for unsecured funding and credit solutions crafted to meet their unique financial needs. Whether you are looking for a quick funding solution or long-term financing, we are here to assist you every step of the way.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Berkeley or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Berkeley, CA
StartCap proudly serves Berkeley and nearby cities with hard money loans that offer fast and reliable access to capital. Whether you’re looking to purchase equipment or expand, we provide the funding solutions to help you reach your goals. Check out the cities we work with to learn more. From Albany to San Pablo and beyond, we're your real estate partner.
Hard Money FAQ's
Berkeley, CA property investors seeking alternative financing options often turn to local hard money lenders specializing in real estate investment. Alameda County hosts several private lending firms focused on residential and commercial property transactions, with options ranging from fix-and-flip projects to multi-unit residential acquisitions.
Local hard money providers in Berkeley include private investment groups, real estate investment networks, and specialized lending platforms serving Northern California. While specific lenders vary, investors should research local real estate investment associations, attend networking events, and connect with experienced property professionals to identify potential hard money loan sources in the area.
Interest rates for hard money loans in Berkeley typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Berkeley's architectural diversity opens doors for hard money lending across multiple property types. From charming craftsman homes near Telegraph Avenue to commercial spaces along Shattuck, investors find flexible financing options for residential and mixed-use real estate opportunities in CA.
Investment properties including multi-family dwellings, single-family residences, townhomes, and warehouse conversions frequently attract hard money solutions. Coastal California real estate investors leverage these alternative funding mechanisms to quickly secure properties requiring swift transaction timelines in Berkeley's competitive market.
