Hard Money Loans in Bakersfield, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
If you’re looking to invest in real estate in Bakersfield, CA, StartCap’s hard money loans are the solution you need. Whether you're acquiring new properties or renovating existing ones, our loans offer the flexibility and funding to make your real estate dreams a reality.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Bakersfield Hard Money Loans
StartCap supports small businesses in Kern County with unsecured loans and financial solutions that simplify funding. We offer flexible options that allow you to invest in your business’s growth and achieve your entrepreneurial goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bakersfield or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Bakersfield, CA
In Bakersfield and surrounding cities, StartCap offers fast and flexible hard money loans to help businesses secure the funding they need. Whether you’re investing in new equipment or expanding your operations, we have the right loan for your business. Explore the cities we serve today. From Oildale to Taft and beyond, we're your real estate partner.
Hard Money FAQ's
Locating hard money loans in Bakersfield, Kern County, CA requires strategic research across local financial networks. Real estate investors and property developers in the California region often seek alternative lending sources for residential and commercial property acquisitions.
Local private lenders, mortgage brokers, and investment firms in the greater Bakersfield area specialize in expedited funding. While specific providers fluctuate, local real estate investment groups and networking events can connect founders with potential hard money loan sources tailored to regional property investment opportunities.
Interest rates for hard money loans in Bakersfield typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Bakersfield's real estate market offers diverse opportunities for hard money loans across residential and commercial properties. From single-family homes in the Oildale district to investment properties near downtown, investors find flexible financing solutions for quick property acquisitions in Kern County, CA.
Commercial real estate projects like warehouses near the California Highway 58 corridor, multi-unit apartment complexes, fix-and-flip residential properties, and undeveloped land parcels frequently utilize hard money lending. These financing options support local real estate investment strategies throughout the Bakersfield metropolitan region.
