Hard Money Loans in Sacramento, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap provides hard money loans in Sacramento, CA for real estate investors looking to secure financing quickly. Whether you are purchasing residential or commercial properties, our loans help you access capital to fund your projects.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Sacramento Hard Money Loans
StartCap empowers entrepreneurs in Sacramento County with unsecured loans and business credit lines designed to fuel their ambitions. Our financing options help you scale your operations, hire employees, and make the investments that lead to business growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sacramento or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Sacramento, CA
StartCap proudly serves Sacramento and nearby cities with hard money loans that offer fast and reliable access to capital. Whether you’re looking to purchase equipment or expand, we provide the funding solutions to help you reach your goals. Check out the cities we work with to learn more. From West Sacramento to Rancho Cordova and beyond, we're your real estate partner.
Hard Money FAQ's
Finding hard money loans in Sacramento, CA requires strategic research across local private lending networks. Sacramento County hosts several alternative financing options for real estate investors and property developers seeking quick capital for residential and commercial acquisitions. Local private money lenders, mortgage brokers, and real estate investment groups frequently provide specialized funding solutions.
StartCap represents one potential resource in Sacramento's lending ecosystem, though numerous private lenders operate throughout CA. Local investors might explore connections through real estate investment associations, professional networking events, and specialized lending platforms serving Sacramento's dynamic property markets. Individual loan terms and availability will vary based on specific project requirements and lender criteria.
Interest rates for hard money loans in Sacramento typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Sacramento's diverse real estate market offers hard money loan opportunities across multiple property types. From East Sacramento's charming bungalows to industrial spaces near Arden-Arcade, investors find flexible financing solutions for residential and commercial ventures.
Local investors leverage hard money loans for fix-and-flip properties, multi-family residential units, warehouses, retail spaces, and undeveloped land parcels throughout CA. These rapid-access funding strategies help real estate professionals quickly secure properties in Sacramento County's dynamic market.
