Hard Money Loans in Santa Monica, CA
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers hard money loans in Santa Monica, CA for those ready to make real estate deals happen. From residential flips to large commercial investments, our loans provide the funding to help you move quickly and confidently in the real estate market.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Santa Monica Hard Money Loans
Entrepreneurs in Los Angeles County can benefit from StartCap’s diverse funding options, including unsecured loans and business credit lines designed for growth. Our flexible financing options ensure your business has the financial support it needs to thrive.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Santa Monica or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Santa Monica, CA
StartCap offers hard money loans to businesses in Santa Monica and surrounding cities with quick approval and flexible terms. Whether you’re purchasing equipment or expanding, we have the funding solutions for your business. From Marina del Rey to Hawthorne and beyond, we're your real estate partner.
Hard Money FAQ's
In Santa Monica, CA, securing hard money loans requires strategic research across local financial networks. Private lenders, real estate investment firms, and specialized lending platforms operate throughout Los Angeles County, offering alternative financing for residential and commercial property acquisitions.
Local founders seeking hard money solutions should explore private investment groups specializing in Southern California real estate. While StartCap represents one potential resource, other local firms like private equity groups, real estate investment trusts, and specialized lending networks can provide comparable financing for property development projects in the Santa Monica area.
Interest rates for hard money loans in Santa Monica typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Santa Monica's real estate market attracts property investors seeking hard money loan opportunities across diverse asset classes. From oceanfront condominiums along Ocean Avenue to multi-unit residential complexes in the Sunset Park neighborhood, lenders provide flexible financing options for strategic real estate acquisitions.
Commercial properties like retail spaces near the Third Street Promenade and office buildings in downtown Santa Monica also qualify for hard money lending. Investors targeting fix-and-flip residential properties, apartment buildings, and mixed-use developments can leverage these short-term financing strategies to maximize local real estate potential.
