Business Equipment Loans in Santa Monica, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Santa Monica, CA, provide the financial boost your business needs to soar. With us, there’s no limit to how far your ambitions can take you.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Santa Monica Equipment Loans
StartCap offers a comprehensive suite of loan options designed to help businesses of all sizes. From secured loans to lines of credit, our financial solutions help you meet your goals and build for the future.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Santa Monica or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Santa Monica, CA
Searching for equipment loans in Santa Monica? We serve many nearby cities too, offering affordable, flexible financing options to help your business thrive in today’s competitive market. From Marina del Rey to Hawthorne and beyond, we've got you covered.
Equipment Loan FAQ's
Santa Monica's sun-kissed coastline hosts dynamic business ecosystems where new business owners seek critical financial resources. Equipment financing represents a crucial lifeline for local start-ups looking to acquire essential machinery and technology without exhausting immediate capital reserves.
Here are a few local suggestions:- Pacific Western Bank at Ocean Avenue & Broadway
- Santa Monica Credit Union at 3rd Street Promenade
- Wells Fargo Business Banking at Arizona Avenue
- First Republic Bank at Colorado Avenue
- Community Bank of Santa Monica at Lincoln Boulevard
- Southern California Business Bank at Wilshire Boulevard
Local founders searching for equipment loans in CA understand the complexity of securing appropriate financing. StartCap offers comprehensive solutions tailored to business needs, providing flexible terms and competitive rates for equipment acquisitions across Santa Monica's diverse commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Santa Monica, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Santa Monica, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Santa Monica offers versatile solutions for businesses seeking essential machinery. From restaurant-grade ovens to construction excavators and agricultural tractors, local founders have multiple options to acquire necessary tools without substantial upfront investments.
Small business owners in CA can explore financing for diverse equipment categories, including medical devices, manufacturing machinery, technology infrastructure, and transportation vehicles. Local lenders near the Santa Monica Pier understand regional business needs and provide tailored lending approaches for emerging enterprises.
