Start-Up Business Loans in Conway, SC
Ignite your idea's rocket boosters with up to $500,000
+ $20,000 in free digital marketing services
Start Your New Business Right
Nothing compares to the excitement of starting a new venture, but nothing is worse than financial roadblocks. With a start-up business loan in Conway, SC, and a good support team, you could go beyond your limits.
No Collateral? No Problem!
No need to pledge your spaceship—our unsecured loans are designed to let you focus on launching, not stressing.
Terms up to 10 Years
From liftoff to cruising altitude, our repayment options stretch up to 10 years, giving your business room to grow.
Funding at Light Speed2
Need funds fast? We’ll deliver in record time—because the universe waits for no entrepreneur.
Conway Business Loan Options
From start to success, StartCap is here for you. We offer funding and resources to help your business reach new heights. Let’s get started!
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Conway or nationwide.
Here's a truck load of stuff to get kicked off
Find Start-Up Business Loans
Near Conway, SC
Entrepreneurs in Conway and surrounding Horry County, StartCap is here to help your business soar. Explore nearby cities we serve and let’s make it happen! From Red Hill to Whiteville and beyond, we've got you covered.
Start-Up Loan FAQ's
Launching a business in Conway, SC, where the Waccamaw River winds through the landscape, presents entrepreneurs with a complex financing journey. Securing start-up business loans often feels like solving a multilayered economic riddle, especially when traditional local lenders maintain stringent approval requirements that can discourage new business owners.
Here are a few local suggestions:- Horry County State Bank at Highway 544 & Main Street
- Conway National Bank at 4th Avenue & Church Street
- First Citizens Bank at Oak Street & Elm Street
- South State Bank at Highway 501 & Main Street
- Carolina Bank at Pine Street & 2nd Avenue
- Founders Federal Credit Union at Highway 544 & Laurel Street
At StartCap, we understand that local lenders typically require solid credit scores, detailed business plans, collateral, and personal guarantees that can overwhelm aspiring entrepreneurs. While traditional financing paths might seem blocked, alternative funding sources like SBA microloans, community development financial institutions, and targeted grant programs can provide critical startup capital.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & minimum requirements.Interest rates for start-up business loans in Conway, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Conway, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster. Alternatively, many business & personal credit cards have introductory rates starting at 0% for up to 2 years.
No, not always—it depends on the type of loan you're applying for. Some funding options require business registration, while others focus on personal credit, income, or assets instead. If your business isn’t registered yet, don’t worry! We can either guide you through the registration process or explore funding alternatives that don’t require it.
Yes, Conway, SC offers several startup grant opportunities for local entrepreneurs. The Horry County Small Business Development Center provides guidance on available funding sources, including local economic development initiatives targeting small business growth in South Carolina.
Local entrepreneurs can explore grants through Coastal Carolina University's business incubator program, which occasionally sponsors micro-grants for innovative startups. Additionally, the Conway Chamber of Commerce connects businesses with regional funding resources and networking opportunities that might include financial support for emerging ventures.
