SBA Loans in Andrews, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap delivers reliable SBA loans in Andrews, TX, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Andrews SBA Loans
StartCap understands that every business is unique. That’s why we offer customized financial solutions for businesses in Andrews County, helping them achieve their growth and expansion goals with the right resources and support.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Andrews or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Andrews, TX
In Andrews and nearby cities, financial tools are available to help entrepreneurs succeed. Whether expanding or optimizing, our solutions are crafted to fit your specific needs. From Seminole to Lovington and beyond, we're your credit line specialists.
SBA Loan FAQ's
Andrews, TX sits amid the Permian Basin's dynamic oil landscape, offering business founders diverse economic opportunities. Small business owners seeking financial support often explore SBA loan options tailored to local enterprise growth and development strategies.
Here are a few local suggestions:- First Financial Bank at W Broadway & NE 2nd Street
- Wells Fargo at S Main Street & Andrews Highway
- Community Bank of Texas at W Broadway & Loop 335
- Prosperity Bank at Andrews Highway & NE 1st Street
- Security State Bank at W Broadway & NE 3rd Street
Regional lenders understand the unique challenges of Texas business financing, particularly for new start-ups in smaller communities. SBA loans like 7(a), 504, and microloans can support equipment purchases, working capital, real estate acquisitions, and operational expansion across various industry sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Andrews, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Andrews, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Andrews, TX spanning agriculture, retail, professional services, and manufacturing often qualify for SBA loans. Local enterprises ranging from machine shops to family-owned restaurants in Permian Basin regions can access funding through 7(a), 504, and microloan programs tailored for regional economic development.
Service-based companies like plumbing contractors, HVAC specialists, electrical repair firms, and landscaping businesses frequently meet SBA lending requirements. Business owners in Andrews County must demonstrate creditworthiness, operational history, and potential for sustainable growth to secure financial support from these targeted federal assistance initiatives.
