Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Aransas Pass, TX, StartCap provides the financial foundation your business needs. Flexible terms and dedicated support make growth achievable. Let us power your entrepreneurial journey with ease and confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Aransas Pass SBA Loans
StartCap delivers flexible financial solutions to businesses in San Patricio County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Aransas Pass or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Aransas Pass, TX
In Aransas Pass and nearby cities, entrepreneurs can access financial solutions designed to facilitate growth. Tailored support is available to meet your unique needs and help you succeed. From Ingleside to Port Lavaca and beyond, we're your credit line specialists.
SBA Loan FAQ's
Aransas Pass, TX harbors a dynamic small business ecosystem along the Gulf Coast, where local founders seek financial support through SBA lending programs. Maritime industries and tourism drive economic opportunities in this coastal community, creating potential for strategic business growth and development.
Small business owners exploring funding options will discover multiple pathways for SBA loan acquisition in the region. Strategic financial planning requires understanding local lending institutions that specialize in supporting regional economic advancement.
Here are a few local suggestions:- First National Bank of Sinton at Highway 181 & Main Street
- Corpus Christi Federal Credit Union at Golihar Road & Crosstown Expressway
- Nueces County State Bank at Navigation Boulevard & Leopard Street
- Port Aransas Community Federal Credit Union at Stone Street & Avenue A
- Texas Gulf Bank at Weber Road & Saratoga Boulevard
- Aransas Pass Community Bank at Lamar Street & Commercial Avenue
Interest rates for SBA loans in Aransas Pass, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Aransas Pass, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Aransas Pass, TX have several SBA loan opportunities across diverse industries. Local seafood processing facilities, maritime service companies, tourism businesses, and retail establishments along San Jose Island frequently qualify for Small Business Administration financial support.
Hospitality ventures, marine repair shops, professional services, construction contractors, and agricultural enterprises in Nueces County often meet SBA lending criteria. Family-owned restaurants, fishing charter operations, and local retail stores can access funding through various SBA loan programs tailored to regional economic needs.