
You Have The Skills, Now Get The Tools
From tractors to tech gear, our equipment loans in Asheville, NC, keep businesses competitive and thriving. Partner with us to secure the resources you need for a stellar future.

Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.

Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Asheville Equipment Loans
At StartCap, we offer a variety of loan options to cater to your business needs. Whether you're looking for a line of credit, a secured loan, or something tailored to your specific industry, we've got you covered.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Asheville or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Asheville, NC
Our equipment loans are available in Asheville and surrounding cities. Let us help you get the tools you need to achieve success and take your business to the next level. From Woodfin to Erwin and beyond, we've got you covered.

Equipment Loan FAQ's
Asheville, NC brims with entrepreneurial spirit, where Blue Ridge Mountain creativity intersects business innovation. Local business owners seeking equipment financing encounter diverse lending opportunities across Buncombe County's dynamic economic landscape.
Here are a few local suggestions:- First Citizens Bank at Biltmore Avenue & College Street
- Wells Fargo at Merrimon Avenue & Broadway Street
- Self-Help Credit Union at Pack Square
- BB&T (Truist) at Tunnel Road & Riceville Road
- United Community Bank at Hendersonville Road & Airport Road
- Mission Health Credit Union near Mission Hospital
StartCap offers tailored equipment loan solutions for founders requiring specialized financing beyond traditional banking channels. Business owners in NC appreciate flexible terms and streamlined application processes that address complex equipment acquisition requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Asheville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Asheville, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Business owners in the Blue Ridge Mountain region have numerous equipment financing options across multiple sectors. Equipment loans in NC cover diverse machinery needs, ranging from construction excavators and agricultural tractors to commercial kitchen appliances for local restaurants in Buncombe County.
Industrial machinery, restaurant-grade refrigeration units, precision farming implements, and specialized woodworking tools represent typical financed equipment categories. Asheville-based entrepreneurs can secure funding for vehicles, manufacturing systems, medical diagnostic equipment, and technology infrastructure through strategic lending partnerships.