Barstow Small Business Administration

SBA Loans in Barstow, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Fuel your entrepreneurial journey with SBA loans in Barstow, CA from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Barstow SBA Loans

StartCap provides businesses in San Bernardino County with the financial flexibility to succeed. Our customized solutions help you scale, manage cash flow, and overcome challenges, providing the support needed for long-term growth.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Barstow or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

San Bernardino County

Find SBA Loans Near Barstow, CA

In Barstow and surrounding cities, entrepreneurs can access flexible financial solutions that help support growth. Our tailored resources are available to meet your unique needs and goals. From Silver Lakes to Big Bear City and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Barstow that can help with SBA loans?

Barstow, CA sits at the crossroads of Interstate 15 and Interstate 40, creating a strategic location for business development. Small business owners seeking SBA loan opportunities find the desert region offers unique financial resources tailored to local economic needs.

Here are a few local suggestions:
  • Wells Fargo Bank at Main Street & 1st Avenue
  • Bank of America at Barstow Road & I Street
  • San Bernardino County Credit Union at Lenwood Road & Mojave River
  • Desert Community Bank at Mountain View Street
  • First Foundation Bank near Route 66
  • Citizens Business Bank at Barstow Highway

SBA loan programs like 7(a), 504, and microloans support equipment purchases, working capital, and real estate investments for founders in the High Desert region. Local financial institutions understand the specific economic challenges of businesses operating near major transportation corridors.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Barstow, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Barstow, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in San Bernardino County's Barstow area may qualify for SBA loans across diverse sectors. Manufacturing, logistics, service industries like plumbing and HVAC, retail establishments, and hospitality businesses near Interstate 15 frequently meet federal lending requirements.

Local founders near the National Trails Highway can secure funding through 7(a), 504, and microloan programs. Transportation, construction, professional services, and agricultural support businesses in this high desert region often receive favorable consideration from SBA lending partners.

Elevate Yourself

Get Pre-Approved