Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Bloomington, CA, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Bloomington SBA Loans
StartCap’s financial solutions are designed to help businesses in San Bernardino County overcome obstacles and thrive. With our personalized approach, we provide the capital and support that businesses need to grow, innovate, and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Bloomington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Bloomington, CA
Entrepreneurs in Bloomington and surrounding cities can access the support they need to grow. Our flexible financial solutions are tailored to meet the needs of every entrepreneur. From Fontana to Pedley and beyond, we're your credit line specialists.
SBA Loan FAQ's
Bloomington, CA harbors a dynamic business ecosystem where local founders seek strategic financial support through Small Business Administration (SBA) loans. This unincorporated San Bernardino County community offers promising opportunities for new business owners exploring federal-backed lending programs tailored to regional economic growth.
Here are a few local suggestions:- Inland Valley Bank at Foothill Boulevard & Ramona Avenue
- San Bernardino County Credit Union at Cedar Avenue & Valley Boulevard
- First Foundation Bank at Baseline Road & Mountain Avenue
- Citizens Business Bank at Riverside Drive & Arrow Highway
- OneWest Bank at Bloomington Avenue & Mission Boulevard
- Pacific Premier Bank at Slover Avenue & Hallmark Parkway
SBA loans in Bloomington range from 7(a) programs supporting working capital to 504 loans financing commercial real estate and equipment purchases. Local start-ups and established businesses can leverage these financing options to fuel expansion, purchase property, or invest in critical operational infrastructure.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Bloomington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Bloomington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in San Bernardino County's Bloomington district accessing Small Business Administration loans typically include service-based enterprises like construction contractors, automotive repair shops, landscaping companies, and local retail establishments seeking financial support for growth and operational expenses.
Restaurant owners, HVAC technicians, plumbing professionals, and electrical contractors around the Bloomington industrial corridor frequently qualify for SBA loan programs based on their business size, revenue metrics, and operational history within California's dynamic commercial ecosystem.