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Great Rates, Less Requirements & Smaller Down Payments
StartCap delivers reliable SBA loans in Brady, TX, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.
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Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
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Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
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Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Brady SBA Loans
StartCap is committed to helping businesses in McCulloch County thrive. Our flexible financing solutions are designed to support your business, giving you the financial flexibility needed to meet your goals and drive success.
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From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
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Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
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Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
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Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
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+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Brady or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Brady, TX
For entrepreneurs in Brady and nearby cities, financial resources are available to help you succeed. Custom solutions are available to scale your business and achieve success. From Brownwood to Fort Hood and beyond, we're your credit line specialists.
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SBA Loan FAQ's
Brady, TX stands as a cornerstone of McCulloch County's economic development, with small business financing representing a critical growth driver for local enterprises. Small business owners seeking SBA loan opportunities will find multiple strategic financing resources within the region's banking ecosystem.
Here are a few local suggestions:- First Financial Bank at Main Street & Bridge Street
- McCulloch County State Bank at Center Avenue & Commercial Street
- Community Bank of Brady at Walker Street & Mills Avenue
- Central Texas Credit Union at Industrial Boulevard & Highway 87
Local founders investigating SBA loan options might explore 7(a) loans for working capital, equipment purchases, and real estate acquisitions. StartCap represents one potential partner for entrepreneurs seeking comprehensive loan guidance, though local institutions offer tailored solutions matching Brady's distinctive business landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Brady, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Brady, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Brady, TX, small business owners can access SBA loans across various sectors. Retail shops, restaurants, agricultural service providers, and local construction companies often qualify. The McCulloch County region supports small enterprises through flexible lending programs targeting sustainable local economic growth.
Service-based businesses like plumbing contractors, electrical repair services, HVAC specialists, and lawn maintenance companies frequently meet SBA loan requirements. Founders in manufacturing, professional consulting, and specialized trade industries may also secure financing through these beneficial government-backed lending initiatives.