SBA Loans in Brea, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Brea, CA are designed with your small business in mind. From competitive rates to expert support, we provide everything you need to succeed. Partner with us for your financial growth.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Brea SBA Loans
StartCap helps businesses in Orange County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Brea or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Brea, CA
In Brea and nearby areas, entrepreneurs can access the financial resources they need to succeed. Our flexible solutions help facilitate growth and meet your unique business objectives. From La Habra to Hacienda Heights and beyond, we're your credit line specialists.
SBA Loan FAQ's
Brea, CA flourishes with a dynamic business ecosystem, where founders seek financial support for their ventures. The city's innovative spirit attracts small business owners looking for strategic lending solutions tailored to local economic landscapes.
Here are a few local suggestions:- Wells Fargo at Brea Boulevard & Imperial Highway
- Bank of America at State College Boulevard & Birch Street
- US Bank at Placentia Avenue & Berry Street
- Chase Bank at Imperial Highway & State College Boulevard
- First Republic Bank at Brea Mall area
- Citizens Business Bank at Lambert Road & State College Boulevard
SBA loans in Brea range from 7(a) programs supporting working capital to 504 loans for commercial real estate and equipment purchases. Local start-ups can leverage these financing options to fuel growth, addressing critical business needs with strategic funding approaches.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Brea, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Brea, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Orange County's thriving Brea marketplace, local business owners can access SBA loan programs tailored for diverse commercial ventures. Retail stores, professional services, restaurants, manufacturing facilities, and healthcare practices in Brea frequently qualify for Small Business Administration financing options.
Service-based industries like plumbing contractors, HVAC technicians, electrical companies, and landscaping businesses operating within Brea's economic ecosystem often meet SBA lending requirements. Local start-ups and established companies near Brea Mall or along Imperial Highway can explore various loan programs supporting regional economic growth.
