
Great Rates, Less Requirements & Smaller Down Payments
Fuel your entrepreneurial journey with SBA loans in Coalinga, CA from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Coalinga SBA Loans
StartCap delivers flexible financial solutions to businesses in Fresno County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Coalinga or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Coalinga, CA
Entrepreneurs in Coalinga and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From Huron to Corcoran and beyond, we're your credit line specialists.

SBA Loan FAQ's
Coalinga, CA sits amid agricultural expanses where small business growth intersects with regional economic potential. Local founders seeking SBA loan opportunities find themselves exploring multiple financial resources tailored to regional business development strategies.
Small business owners in Fresno County recognize financing requires strategic research across various lending platforms. Understanding specific loan requirements and matching local business needs becomes crucial for sustainable growth in this agricultural community.
Here are a few local suggestions:- United Credit Union at Elm Street & 4th Avenue
- Central Valley Community Bank at Front Street & Monterey Street
- Bank of the Sierra at West Valor Street
- First Northern Bank at Coalinga Road & Interstate 5
- Rabobank at Nantes Avenue & Highway 33
- Fresno Teachers Federal Credit Union at Main Street & Center Avenue
Interest rates for SBA loans in Coalinga, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Coalinga, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Coalinga, California, small businesses located within Fresno County can access SBA loans through various programs targeting local economic development. Manufacturing, agricultural services, retail establishments, and professional service providers like electricians or HVAC contractors frequently qualify for federal small business financing assistance.
Qualifying businesses must demonstrate financial stability, have been operational for at least two years, and maintain good credit standing. Local start-ups in sectors ranging from hospitality to industrial services near the Coalinga Municipal Airport can potentially secure funding through SBA 7(a), 504, and microloan programs.