Cocoa Beach Equipment Financing

Business Equipment Loans in Cocoa Beach, FL

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Cocoa Beach, FL, our equipment loans are crafted for businesses ready to expand. Whether you’re renovating a workspace or purchasing machinery, we’ll help you achieve success without the stress of financial strain.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Florida

Not Just Cocoa Beach Equipment Loans

Looking for the right loan? StartCap offers a range of options, including secured loans and lines of credit, to provide you with the financial flexibility your business needs to succeed and grow.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Cocoa Beach or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Brevard County

Find Business Equipment Loans
Near Cocoa Beach, FL

Our equipment loans extend from Cocoa Beach to nearby cities, providing businesses with the financial resources they need. Whether you’re buying new equipment or expanding, we’re here to help. From Merritt Island to Palm Bay and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Cocoa Beach that offer equipment loans?

Cocoa Beach, a surfer's paradise along Florida's Space Coast, presents unique opportunities for local start-ups seeking equipment financing. Business founders in this coastal community often encounter complex funding scenarios when acquiring essential machinery or technology for their operations.

Here are a few local suggestions:
  • Space Coast Credit Union at US-1 & Merritt Island Causeway
  • SunTrust Bank at A1A & Minutemen Causeway
  • Bank of America at Orlando Avenue & Brevard Street
  • Wells Fargo at 520 Brevard Avenue
  • Florida Business Bank near Kennedy Space Center
  • Community Bank of the Beaches at 204 Sykes Creek Parkway

Local lenders understand the intricate financial requirements for business equipment acquisition. StartCap offers comprehensive solutions for new business owners in FL, providing flexible loan structures tailored to specific industry needs and equipment investment strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Cocoa Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Cocoa Beach, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Cocoa Beach, FL covers a wide range of machinery and tools critical for business growth. Local founders can secure loans for restaurant kitchen equipment, construction machinery, agricultural tools, medical devices, office technology, and manufacturing machinery across Brevard County's diverse business landscape.

Small business owners near Kennedy Space Center might explore financing options for specialized equipment like commercial ovens, tractors, excavators, computer systems, industrial printing machines, and precision scientific instruments. Understanding individual business needs helps select the most appropriate financial solution for sustainable development.

Elevate Yourself

Get Pre-Approved