Business Equipment Loans in Melbourne, FL
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From cultivating crops to crafting coffee, our equipment loans in Melbourne, FL, are designed to support your success. Let’s provide the rocket fuel for your business goals.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Melbourne Equipment Loans
At StartCap, we offer a wide range of loan types, from secured loans to lines of credit, designed to help your business grow. No matter what your financial needs may be, we have a solution.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Melbourne or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Melbourne, FL
Looking for equipment loans in Melbourne? We also serve surrounding cities to help businesses across the region secure the tools they need for long-term success and growth. From West Melbourne to Fellsmere and beyond, we've got you covered.
Equipment Loan FAQ's
Melbourne, FL's aerospace and technology sectors drive local business innovation, creating dynamic equipment financing opportunities for founders seeking growth capital. Securing the right loan can transform a start-up's potential, especially when specialized machinery represents a critical investment for scaling operations.
Here are a few local suggestions:- Space Coast Credit Union at US-1 & Eau Gallie Blvd
- Community Bank of Florida at Wickham Road & Lake Washington Road
- Axos Bank at Babcock Street & Sarno Road
- SunTrust Bank at Aurora Road & Babcock Street
- First National Bank of the Treasure Coast at New Haven Avenue & Dairy Road
Local new business owners might explore multiple financing routes, with StartCap offering comprehensive equipment loan solutions tailored to regional economic dynamics. Comparing rates, terms, and application processes helps founders make strategic financial decisions supporting their Melbourne-based enterprise's equipment acquisition goals.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Melbourne, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Melbourne, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment loans in Melbourne provide local businesses with flexible financing options for essential machinery. From agricultural tractors in Brevard County to restaurant kitchen appliances near the Space Coast, entrepreneurs can secure funding for diverse operational needs. Construction companies, tech startups, and manufacturing firms find these loans critical for growth and equipment acquisition.
Typical equipment eligible for financing includes commercial vehicles, heavy machinery, restaurant refrigeration units, precision agricultural tools, and advanced technology systems. Small business owners in FL can typically finance items costing between $5,000 and $500,000, with terms ranging from 24 to 84 months depending on specific lender requirements and equipment type.
