Melbourne Real Estate Funding

Hard Money Loans in Melbourne, FL

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
Shop Image
Competition Can Be Fierce

Waiting Could Cost You, Everything

StartCap is your go-to source for hard money loans in Melbourne, FL. Whether you’re purchasing, flipping, or refinancing real estate, we offer quick approval and flexible financing options to help you take your property ventures to the next level.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Pay Icon

Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset Icon

Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

Calendar Icon

Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Florida

More Than Melbourne Hard Money Loans

StartCap supports business owners in Brevard County with unsecured loans and credit solutions that make accessing funding straightforward and effective. Whether you are looking to expand or manage cash flow, we provide the funding your business needs.

House Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Digital Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Melbourne or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Brevard County

Find Hard Money Loans Near
Melbourne, FL

StartCap is proud to offer businesses in Melbourne and surrounding cities hard money loans that are quick and flexible. Our financing options make securing the funding you need simple and easy. Explore the cities we serve to learn more. From West Melbourne to Fellsmere and beyond, we're your real estate partner.

Map Image

Hard Money FAQ's

  Are there any local hard money lenders in Melbourne?

Finding hard money loans in Melbourne, FL requires strategic research across local private lending networks. Brevard County real estate investors and property developers often seek alternative financing solutions for residential and commercial projects. Local private lenders specializing in real estate investments provide quick funding options for time-sensitive property acquisitions.

Potential sources include private investment firms, real estate investment groups, and individual hard money lenders operating throughout FL. While specific lenders vary, local real estate attorneys and property investment networks can provide valuable referrals. StartCap represents one potential resource for those seeking expedited lending solutions in the Melbourne metropolitan area.

Interest rates for hard money loans in Melbourne typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Melbourne, FL's real estate market flourishes with diverse property opportunities for hard money loans. Investors near Brevard County find financing options spanning residential homes, multi-family units, fix-and-flip properties, and commercial real estate investments along Florida's Space Coast.

Waterfront condos, beachside townhouses, industrial warehouses, and undeveloped land parcels represent attractive financing targets. Local property investors leverage these short-term funding strategies to quickly secure properties near Kennedy Space Center and rapidly transform investment opportunities.

Elevate Yourself

Get Pre-Approved