
Waiting Could Cost You, Everything
StartCap offers hard money loans in Sebastian, FL to help investors secure funding for residential and commercial properties. Whether you're flipping houses or securing a commercial building, our loans help you move quickly and efficiently.

Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.

Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Sebastian Hard Money Loans
StartCap delivers small business funding in Indian River County, offering unsecured loans and flexible financial options that support growth. With our financing options, you can build a strong financial future for your business and achieve your entrepreneurial dreams.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sebastian or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Sebastian, FL
StartCap offers fast and reliable hard money loans to businesses in Sebastian and surrounding cities. Whether you need to invest in new equipment or fund an expansion, we have the financial solutions to meet your needs. From Micco to Satellite Beach and beyond, we're your real estate partner.

Hard Money FAQ's
Sebastian, FL real estate investors seeking alternative financing often turn to hard money lenders for quick property acquisitions. Local lending sources in Indian River County include private investors, specialized lending firms, and alternative funding platforms servicing residential and commercial property transactions.
While specific lenders vary, local real estate investment groups and mortgage brokers in Sebastian frequently recommend exploring hard money loan options. Each lender evaluates collateral, property potential, and investor credentials differently, making personalized research crucial for finding the right financial partner for local real estate projects.
Interest rates for hard money loans in Sebastian typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Sebastian, FL harbors diverse real estate opportunities for hard money loans, spanning from beachside condos near Indian River Lagoon to commercial spaces along U.S. Highway 1. Investors targeting residential properties like single-family homes, multi-unit dwellings, and vacation rentals find flexible financing solutions through these specialized lending approaches.
Commercial property acquisitions in Indian River County also benefit from hard money loans, including warehouses, retail centers, undeveloped land parcels, and fix-and-flip projects near Sebastian Inlet. Local real estate entrepreneurs leverage these funding mechanisms to rapidly transform properties without traditional lending constraints.