SBA Loans in College Station, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap delivers reliable SBA loans in College Station, TX, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than College Station SBA Loans
StartCap offers businesses in Brazos County tailored financial solutions to support their growth and success. Whether you need resources to scale, manage cash flow, or explore new opportunities, we are here to help you thrive.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in College Station or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near College Station, TX
In College Station and surrounding areas, entrepreneurs can access flexible financial solutions tailored to help them grow. Whether scaling or optimizing, financial support is available to meet your goals. From Bryan to Tomball and beyond, we're your credit line specialists.
SBA Loan FAQ's
College Station, TX thrives with Texas A&M University's economic influence and a spiraling small business ecosystem. Local founders seeking financial support for growth often explore Small Business Administration (SBA) loan opportunities through regional financial institutions positioned strategically around Bryan County.
Here are a few local suggestions:- Prosperity Bank at Texas Avenue & University Drive
- Aggieland Credit Union at Harvey Road & Texas Avenue
- Wells Fargo at Texas Avenue & University Drive
- First National Bank at George Bush Drive & College Main
- Extraco Banks at Wellborn Road & Texas Avenue
- Bank of America at Texas Avenue & University Drive
SBA loan programs like 7(a), 504, and microloans support equipment purchases, working capital, real estate acquisitions, and startup expenses. Local financial experts recommend comparing interest rates, terms, and qualification requirements across multiple lenders to secure optimal business financing solutions.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in College Station, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in College Station, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in College Station, TX support diverse local enterprises within Brazos County's dynamic business ecosystem. Small restaurant startups, professional services like HVAC contractors, technology firms, and retail establishments frequently qualify for government-backed financing through various Small Business Administration programs.
Local founders in TX seeking funding should explore options tailored to specific business types, including agricultural services, professional consulting firms, construction companies, and specialized trade businesses operating near Texas A&M University's commercial districts. Documentation and credit history play crucial roles in loan approval processes.
