Hard Money Loans in Commerce, TX
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
StartCap offers quick and easy hard money loans in Commerce, TX for real estate investors. Whether you’re working on residential flips or commercial property investments, we provide the capital you need to succeed in a competitive market.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Commerce Hard Money Loans
StartCap helps businesses in Hunt County succeed with unsecured loans and financial solutions tailored to their needs. Whether you're looking to expand operations or manage cash flow, our financing options are designed to support your business growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Commerce or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Commerce, TX
StartCap is here to help businesses in Commerce and nearby cities secure hard money loans with flexible terms and fast approval. Whether you’re purchasing equipment or expanding your business, we offer the financial support you need to succeed. Learn more about the cities we serve. From Greenville to Wylie and beyond, we're your real estate partner.
Hard Money FAQ's
In Commerce, TX, tracking down hard money loans requires strategic research across Hunt County's business ecosystem. Local private lenders, real estate investors, and alternative financing sources frequently provide short-term funding for residential and commercial property acquisitions. Finding reliable options demands careful investigation of regional financing networks.
While specific lenders vary, potential sources include private investment groups, real estate investment associations in Northeast Texas, and specialized lending platforms serving Commerce and surrounding rural communities. New business owners and property investors should contact local real estate professionals who might recommend reputable hard money loan providers matching specific project requirements.
Interest rates for hard money loans in Commerce typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Commerce, TX investors leverage hard money loans across diverse property types. From quaint residential homes near Texas A&M University-Commerce campus to commercial spaces along Highway 24, these flexible financing tools support real estate acquisitions in Hunt County's dynamic market.
Local real estate professionals utilize hard money loans for fix-and-flip properties, rental investments, multi-family dwellings, and undeveloped land parcels. Rural properties near Lake Tawakoni and urban developments within Commerce's city limits represent prime opportunities for strategic real estate investments.
