Business Equipment Loans in Commerce, TX
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From tractors to tech gear, our equipment loans in Commerce, TX, make business upgrades affordable and stress-free. Our expert team ensures your operations stay on track as you aim for the stars.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Commerce Equipment Loans
Our loan offerings include secured loans and lines of credit, designed to provide your business with the financial flexibility it needs to succeed. StartCap is committed to helping you achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Commerce or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Commerce, TX
In Commerce and nearby cities, we offer affordable equipment loans that help businesses succeed. Our financing options make it easier to acquire the tools you need to take your business to the next level. From Greenville to Wylie and beyond, we've got you covered.
Equipment Loan FAQ's
Commerce, TX, with its charming downtown and Texas A&M University-Commerce campus, offers a dynamic environment for business growth. Local founders seeking equipment financing have several strategic options to explore in this East Texas community.
Here are a few local suggestions:- First Financial Bank at Commerce Square & Main Street
- Texas Heritage Bank at Highway 24 & Stone Street
- Commerce National Bank near University Drive
- Community Bank of Texas at Business 287 & Monroe Street
- Greenville Federal Credit Union branch
- Hunt County State Bank regional office
StartCap offers specialized equipment lending solutions for new business owners in Commerce. Regional financial institutions understand the specific equipment needs of local start-ups, providing tailored loan products that support technological and operational investments across various industries.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Commerce, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Commerce, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Commerce, TX supports diverse business needs across multiple industries. Local founders can secure loans for heavy machinery, restaurant kitchen appliances, agricultural tractors, construction vehicles, and specialized manufacturing equipment through regional lenders and financial institutions.
Business owners in Commerce and Hunt County should explore equipment financing options matching their operational requirements. From commercial ovens to precision farming tools, these loans provide strategic funding solutions for expanding local enterprises seeking growth and technological advancement.
