You Have The Skills, Now Get The Tools
Our equipment loans in Costa Mesa, CA, help businesses of all shapes and sizes. Whether you’re baking bread or building bridges, we’ll provide the financial boost to keep your operations reaching for the stars.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Costa Mesa Equipment Loans
From secured loans to lines of credit, StartCap offers loan options that give your business the resources it needs to succeed. Our flexible terms and expert guidance ensure you have everything needed to grow.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Costa Mesa or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Costa Mesa, CA
Searching for equipment loans in Costa Mesa? We serve many nearby cities too, offering affordable, flexible financing options to help your business thrive in today’s competitive market. From Newport Beach to Laguna Beach and beyond, we've got you covered.
Equipment Loan FAQ's
Costa Mesa, a dynamic hub in Orange County, CA, offers resourceful business owners multiple avenues for securing equipment financing. Local founders exploring equipment loan opportunities will discover several strategic lending solutions tailored to diverse business infrastructure needs.
Securing appropriate equipment financing requires comprehensive research and strategic planning. Business owners benefit from understanding local lending environments and matching financial products with specific operational requirements.
Here are a few local suggestions:- First Republic Bank at Harbor Blvd & Bristol Street
- Wells Fargo Bank at Newport Blvd & 17th Street
- Chase Bank at Baker Street & Bristol Street
- Bank of America at Anton Blvd & Bristol Street
- Pacific Western Bank at Newport Blvd & Harbor Blvd
- US Bank at Newport Blvd & Mesa Drive
Interest rates for equipment loans in Costa Mesa, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Costa Mesa, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Costa Mesa, CA covers a wide range of business machinery needs. Local founders can secure loans for restaurant kitchen appliances, construction vehicles, agricultural tools, medical devices, manufacturing equipment, technology infrastructure, and office technology essential for Orange County business operations.
Business owners near the Newport Beach area might explore financing options for specific industry tools like commercial refrigeration units, excavators, tractors, specialized manufacturing machinery, point-of-sale systems, and computer networking equipment that support operational growth and technological advancement.