Dayton Small Business Administration

SBA Loans in Dayton, TX

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap’s SBA loans in Dayton, TX empower entrepreneurs with flexible terms and reliable support. Our competitive rates make funding your business goals easier than ever. Start your journey to success with us today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Texas's Small Business Launchpad

We're More Than Dayton SBA Loans

StartCap offers tailored financing solutions for businesses in Liberty County. Our flexible funding options are designed to support your growth, helping you achieve your goals and navigate challenges with ease and confidence.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Dayton or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Liberty County

Find SBA Loans Near Dayton, TX

In Dayton and nearby cities, entrepreneurs are supported with flexible financial solutions that can help their businesses succeed. Our tailored options are designed to help you reach your goals. From Liberty to Deer Park and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Dayton that can help with SBA loans?

Dayton, TX, a growing economic hub in Liberty County, offers strategic opportunities for business financing through Small Business Administration (SBA) loan programs. Local founders seeking capital for expansion, equipment purchases, or working capital can explore multiple lending resources tailored to regional business needs.

Here are a few local suggestions:
  • Community Bank of Texas at Main Street & Center Avenue
  • Liberty County Credit Union at Houston Street & Travis Avenue
  • First National Bank of Dayton at Commerce Drive & Highway 90
  • Texas National Bank at Pine Street & Cleveland Road
  • Liberty Bank at Houston Highway & County Road

SBA loan programs like 7(a), 504, and microloans provide flexible financing options for new business owners in the Dayton area. Local lenders understand the unique economic landscape and can guide entrepreneurs through application processes specific to TX small business financial requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Dayton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Dayton, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Dayton, TX businesses across various sectors can access SBA loan opportunities through local financial institutions. Retail stores, service providers like plumbing and electrical contractors, restaurants, and agricultural enterprises in Liberty County frequently qualify for Small Business Administration funding programs.

Qualifying companies typically need strong credit histories and demonstrate economic potential within TX's dynamic business environment. Manufacturing, construction firms, professional service agencies, and home-based businesses in the Greater Houston metropolitan region often receive favorable consideration for SBA loan applications.

Elevate Yourself

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