SBA Loans in Downey, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Downey, CA through StartCap deliver tailored solutions for small businesses. Our competitive rates and expert advice make funding your dreams easy. Launch your business into a brighter future today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Downey SBA Loans
StartCap offers a range of financial solutions to businesses in Los Angeles County, helping them achieve their goals with flexible, customized options. Whether you’re expanding or optimizing, we provide the resources to support your success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Downey or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Downey, CA
In Downey and nearby cities, entrepreneurs can access financial solutions designed to facilitate growth. Tailored support is available to meet your unique needs and help you succeed. From Bell Gardens to Maywood and beyond, we're your credit line specialists.
SBA Loan FAQ's
Downey, California breathes small business innovation with its diverse economic tapestry. Local founders seeking SBA loan opportunities discover multiple financing channels through regional financial institutions strategically positioned across Los Angeles County.
Here are a few local suggestions:- Chase Bank at Firestone Boulevard & Paramount Boulevard
- Wells Fargo at Downey Avenue & 2nd Street
- Bank of America at Imperial Highway & Brookshire Avenue
- Downey Savings and Loan at 3rd Street & Downey Avenue
- Pacific Premier Bank at Florence Avenue & Lakewood Boulevard
- California Bank of Commerce at Pioneer Boulevard & Firestone Boulevard
SBA loan programs like 7(a), 504, and microloans offer flexible financing for equipment purchases, working capital, real estate acquisitions, and startup costs. Local business owners benefit from competitive interest rates and supportive lending environments tailored to Southern California's dynamic entrepreneurial ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Downey, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Downey, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Downey, California support diverse business types across multiple sectors. Local retail shops, restaurants, professional services, and manufacturing enterprises near the Columbia Memorial Space Center often qualify for Small Business Administration financing programs.
Small service-based businesses like plumbing contractors, HVAC technicians, automotive repair shops, and landscaping companies near Downey's industrial zones frequently meet SBA loan requirements. Startup founders in Los Angeles County can explore different loan options tailored to their specific business models and growth strategies.
