SBA Loans in Ennis, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Ennis, TX are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Ennis SBA Loans
StartCap offers flexible financial support to businesses in Ellis County. Our solutions are designed to adapt to your needs, helping you overcome challenges, grow your operations, and succeed in today’s competitive market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Ennis or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Ennis, TX
In Ennis and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Waxahachie to Kaufman and beyond, we're your credit line specialists.
SBA Loan FAQ's
Ennis, TX, a dynamic hub along Interstate 45, offers local business owners strategic opportunities for securing small business administration funding. The city's economic landscape provides multiple avenues for founders seeking financial support through specialized lending programs.
Here are a few local suggestions:- First Financial Bank at Main Street & Kaufman Street
- Guaranty Bank at Ennis Avenue & Dallas Street
- Citizens National Bank at Collin Street & Baylor Drive
- Texas Farm Credit at Highway 287 & Interstate 45
- Ellis County State Bank at Brown Street & Sims Street
SBA loans in Ellis County range from working capital solutions to equipment financing, supporting local start-ups across diverse industries. These tailored financial instruments help new business owners transform entrepreneurial visions into sustainable enterprises with flexible terms and competitive rates.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Ennis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Ennis, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Ellis County, Texas, various local businesses in Ennis qualify for SBA loans, including retail shops, restaurants, professional services, and manufacturing enterprises. Small business owners operating within city limits can explore financial support through the Small Business Administration's targeted lending programs.
Service-based industries like plumbing, HVAC contractors, automotive repair shops, and local agricultural support businesses frequently access these loan opportunities. Founders in Ennis seeking growth capital should consult with regional financial institutions familiar with SBA lending requirements.
